Surrogacy Cost Calculator
Surrogacy is a Very very emotional journey for many intended parents, and it also involves a big cost. here In Delhi, surrogacy costs can vary widely depending on all medical procedures, legal requirements, screening, clinic fees, and additional variable expenses such as travel and accommodation. Most reputable clinics and hospitals now provide comprehensive surrogacy packages that bundle many of these components together.
In this detailed guide, we’ll explore all the major cost elements you should expect when planning surrogacy in Delhi in 2026.
1. Surrogacy Clinic Fees in Delhi
The clinic fees are the core charges that fertility centers or surrogacy agencies levy for managing your surrogacy journey. This typically includes:
- First consultations and assessments
- IVF procedures (e.g., ovarian stimulation, egg retrieval, fertilization, embryo transfer)
- Laboratory services, monitoring, and professional staff fees
- Administrative and coordination charges
In Delhi, the base clinic or agency fee can range broadly, often ₹2,00,000 – 5,00,000 depending on clinic reputation, technology used, and intensity of services.
These fees usually don’t include legal or surrogate-related fees (covered in the next sections), but they are a significant portion of the total cost.
2. Surrogate Compensation
In India, altruistic surrogacy is the only legal form. This means that surrogate mothers cannot be paid a “fee” for service in the commercial sense but they can receive reimbursement for expenses related to pregnancy, health, nutrition, and care.
Typical surrogate support costs include:
- Prenatal care and medical checkups
- Nutritional support and supplements
- Insurance coverage (mandatory for 36 months post-delivery)
- Travel, accommodation, and incidental needs
In Delhi this cost is generally ₹4,00,000 – ₹8,00,000) depending on the surrogate’s health insurance, care requirements, and personal circumstances.
3. Legal Fees of Surrogacy Lawyer & Documentation in Delhi
The legal side of surrogacy is particularly important. Surrogacy in India requires:
- Court petitions and approvals
- District Medical Board certifications
- Surrogacy agreements
- Parentage orders
Due to these mandatory procedures, legal fees and documentation costs can add ₹3,00,000 – 6,00,000 or more to your budget. These cover court filing, lawyer fees, documentation translations, and mandatory compliance under the Surrogacy Regulation Act.
4. Screening Costs
Before embryos are transferred and pregnancy is established, extensive screening is done for:
- Intended parents (fertility assessments, infectious disease screening)
- The surrogate mother (health, psychological readiness, reproductive history)
Combined, screening costs in Delhi can range from ₹50,000 – 2,00,000 depending on the number of tests and complexity of your situation.
5. Medical Expenses of Clinic
Beyond basic IVF, there are other medical costs that add up:
- Medications and injections
- Ultrasound scans and lab tests
- Embryo freezing/storage (if applicable)
- Delivery charges (normal vs. C-Section)
Medical costs including pregnancy monitoring and delivery can typically range from ₹5,00,000 – ₹8,00,000 in modern Delhi clinics.
Variable Costs Includes in Surrogacy Process (Like Travel, Accommodation, Etc.)
Additional variable costs may include:
- Travel for parents and surrogate
- Accommodation during procedures
- Special nutrition or caregiver support
- Emergency medical costs or NICU charges after birth
These can add another ₹1,00,000 – 2,00,000 to your overall expense depending on your travel needs and lifestyle support preferences.
Complete Surrogacy Cost Breakdown in Delhi for 2026
Here’s a clear overview of typical surrogacy costs in Delhi for 2026:
| Expense Category | Estimated Range (₹) |
| Clinic & Agency / Hospital Fees | ₹1,00,000 – ₹2,00,000 |
| Surrogate Mother Support & Insurance | ₹5,00,000 – ₹8,00,000 |
| IVF & Medical Procedures | ₹2,00,000 – ₹8,00,000 |
| Surrogacy Legal Fees & Documentation | ₹1,00,000 – ₹4,00,000 |
| Screening & Tests | ₹50,000 – ₹1,00,000 |
| Travel & Variable Costs | ₹50,000 – ₹2,00,000 |
| Total Estimated Cost | ₹10,00,000 – 20,00,000 |
This aligns with most reputable guides which place Delhi surrogacy around ₹10,00,000 – 20,00,000 in 2026, depending on complexity and services chosen.
What’s a Total Income for Surrogacy in Delhi?
If you mean total cost, not income – the total expense for intended parents typically falls between ₹10,00,000 – 20,00,000
There is no commercial income paid to the surrogate mother under Indian law — she only receives reimbursements and insurance support.
Steps to Understand the Cost of Surrogacy in Delhi
- Consult with a fertility clinic – get a detailed written quote.
- Understand legal requirements – lawyer fees and court procedures.
- Discuss surrogate care plan – reimbursement categories and insurance.
- Review IVF package details – include embryo storage or additional cycles.
Budget for variable costs like travel and nutrition.
What is the Surrogacy Cost with Insurance in Delhi?
Surrogate insurance (36 month health coverage) is now mandatory and can cost ₹50,000 – ₹2,00,000+, depending on coverage limits.
This protects against pregnancy complications and ensures compliance with law.
How Much Does a Surrogate Mother Cost in Delhi?
Legally, surrogate mothers in India are not paid a fee but intended parents must cover her:
- Medical care
- Nutritional support
- Insurance
- Travel and accommodation
Typical surrogate support costs ₹5,00,000 – 8,00,000 or more.
How Much Does IVF and Surrogacy Cost in Delhi?
An IVF cycle cost alone in India may cost ₹1,50,000 – 3,00,000 per attempt (sometimes more) depending on clinic and medication requirements, and multiple cycles may be needed.
When combined with surrogacy, medical care, documentation, and other costs, the total surrogacy package often runs ₹10,00,000 – 20,00,000 in Delhi.
How to Pay for Surrogacy in Delhi
Here are common payment options:
✔ Pay in installments as stages complete (clinic fees, IVF, pregnancy milestones).
✔ Use fertility loans or EMIs offered by some clinics.
✔ Personal savings or family support.
✔ Health insurance may cover some complications but rarely covers surrogacy itself.
